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02.06.2014 - Newsletter
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The 401(k) plan is one of the best ways for you and your employees to save for retirement. Without 401(k) plans, more than half of workplace savings plan participants said that they wouldn't be saving for retirement, according to a Fidelity Investments survey of 1,000 current and former plan participants. And, nearly one in five workers enrolled in a workplace plan reported that they have no retirement savings at all outside their 401(k).

A simple and low cost 401(k) plan solution is available to you through Charter HR. Charter HR sponsors a Multiple Employer 401k plan (MEP). The MEP design allows you to outsource the hassles of sponsoring your own 401k plan. Charter HR takes on the role as Trustee and primary Fiduciary of the plan so you do not have to. The plan can be customized specifically to meet the needs of you and your company. The plan is traded through Fidelity and includes some of the best and lowest cost mutual funds available. For more information, please contact the Benefits Department at 855-234-6234.